Following on from our previous blog, you will be aware of how important it is to have a power of attorney arrangement in place. Here we are going to explain in a little more detail what a Lasting Power of Attorney (LPA) is and the differences...
You may have heard of power of attorney – but what does it actually mean? We break it down a little further explaining what it is, the different types and also what happens if you do not have a power of attorney appointed. Let’s get into...
A range of discounted homes for local residents, key workers and veterans have gone on the market today (dated 4th June). Designed to help first time buyers in the Bolsover district, East Midlands, the First Homes scheme is offering homes at a discounted rate of at...
Paying out a lump sum of money if you are diagnosed with certain disabilities or illnesses, Critical Illness Insurance is an insurance product that you really should consider. A large insurance pay out could give you financial security and freedom, as well as peace of mind,...
We’re Nominated! The team at Best 4U Mortgages are thrilled to announce that we have been nominated for Best Customer Service in the upcoming SME Northamptonshire Business Awards 2021. Customer service is so important to us and we are really delighted that the teams hard work and professionalism,...
The latest mortgages scheme which allows first time buyers or current homeowners to obtain a mortgage with just a 5% deposit has launched. Available from high street lenders up and down the country, the scheme is designed to help make ownership a reality for those who...
According to the latest Bank of England update, many lenders are expecting the demand for mortgages to reach the highest ever levels on record within the next three months. This comes partly due to the stamp duty holiday but also as households decide how to spend...
Short term, interest-free payment plans are on the rise offering consumers an attractive option and time to pay for their goods with no extra costs. However, they also come with the potential to give a nasty shock when it comes to mortgage applications. Clearpay, Klarna, Layby and...
Lenders are changing their strategy on lending to self employed people who have taken a second grant since 14th July 2020. This grant money is designed for people that are truly struggling because of the pandemic. If you have applied for the SEISS grant you are...
A lender reversed their decline decision! Natalie Barlow, Managing Director, demonstrates the advantages of using a mortgage broker when it comes to decision principles and reasons why lenders may decline or refer you at decision in principle stage. In most cases, clients will walk away...