Is Becoming a First-Time Buyer About Success or the Good Fortune of Being Born into the Right Family? In recent years, the journey to becoming a first-time buyer has become increasingly challenging. With soaring house prices outpacing wage growth, many aspiring homeowners find themselves relying heavily...
After recently joining Aviva’s seminar on their Global Treatment add-on, I need to scream its benefits from the rooftop! It’s not just insurance; it’s the superhero promise your health deserves, all for less than that large Costa Coffee per month (other brands are available).So, let’s...
Securing a mortgage may be more complex than buying in a fully residential area if you want to purchase a property above or adjacent to commercial premises. That doesn’t mean that it is not possible. CAN YOU SECURE A MORTGAGE FOR A PROPERTY ADJACENT TO COMMERCIAL PREMISES? Yes,...
Do you have a Halifax mortgage? Are you struggling with or worried about money over the next 6 months to a year?Most lenders have signed up to the mortgage charter where you can apply various options to your mortgage.One of the options is to take interest...
As we roll into Spring and the cost of living continues to rise, we are all too aware of how people are examining their finances. With every penny saved counting, families are cutting back to save money.Netflix, Amazon Prime and other subscriptions are all easy...
We understand times are tough for everyone. With Christmas looming fast and finances seemingly stretched further each day, there’s a rising number of individuals in the UK that are cancelling their insurances to save a bit of money.When looking to save money, it is always...
We see it all the time – posts on social media platforms (mostly Facebook!) asking fairly innocuous questions such as…. “What was the name of your first pet?” Seems like an innocent question to answer, and when you look at the thousands of comments, it seems many...
We are sure that like many around the country, you’ve no doubt seen or heard in news broadcasts in recent days, the changes made to the Bank of England’s base rate, along with the Chancellor's mini-budget, has thrown curveballs to many with financial responsibilities such...
Following the Chancellor’s mini-budget update, Stamp Duty Land Tax is due to be cut due to the Growth Plan, released today.In a statement from the government, the Stamp Duty cut will help people move, promote residential investments and boost first-time ownership.The details for the cut...
Following on from our previous post about what things to look out for on your credit file, we are now going to explain what is a hard search, why they appear on your file and more. What is a Hard Search? When a lender looks at your...