According to Moneyfacts, the financial analysts, there are now 140 loans on the market available with sub-1% interest rates after a spate of banks repeatedly undercutting each other on price over the last few months. This has resulted in mortgage rates being the lowest ever recorded...
According to released data in a recent FCA analysis, the number of mortgages sold with terms of 35 years or more, has increased by 70% in the last year. Using Freedom of Information requests tracking the number of 35+ year mortgages sold, it is clear to...
In an update to its lending policy, high street bank NatWest will be accepting self-employed individuals who have previously claimed grants through the governments' self-employed income support scheme as a result of the pandemic. From 17th August 2021, NatWest has announced they will be accepting applications...
Self-employed buyers are finding that some high street lenders are refusing mortgages if they have received government grants during the Covid pandemic. Those working within the travel, hospitality and entertainment sectors are those that are impacted worse. It comes as a recent report from the BBC showed...
Following on from our previous blog, you will be aware of how important it is to have a power of attorney arrangement in place. Here we are going to explain in a little more detail what a Lasting Power of Attorney (LPA) is and the differences...
You may have heard of power of attorney – but what does it actually mean? We break it down a little further explaining what it is, the different types and also what happens if you do not have a power of attorney appointed. Let’s get into...
A range of discounted homes for local residents, key workers and veterans have gone on the market today (dated 4th June). Designed to help first time buyers in the Bolsover district, East Midlands, the First Homes scheme is offering homes at a discounted rate of at...
Paying out a lump sum of money if you are diagnosed with certain disabilities or illnesses, Critical Illness Insurance is an insurance product that you really should consider. A large insurance pay out could give you financial security and freedom, as well as peace of mind,...
We’re Nominated! The team at Best 4U Mortgages are thrilled to announce that we have been nominated for Best Customer Service in the upcoming SME Northamptonshire Business Awards 2021. Customer service is so important to us and we are really delighted that the teams hard work and professionalism,...
The latest mortgages scheme which allows first time buyers or current homeowners to obtain a mortgage with just a 5% deposit has launched. Available from high street lenders up and down the country, the scheme is designed to help make ownership a reality for those who...