According to Moneyfacts.co.uk, there are 16 individual lenders who have upped their mortgage rates in the last few weeks, and more are expected to do so in the near future. That means that those who have gotten used to the record low mortgage rates we've...

The Prudential Regulation Authority (PRA) imposed new underwriting standards on the buy-to-let sector from the start of the year. It offered lenders a choice of using an Interest Coverage Rate (ICR), which must stress applicants’ affordability against a notional rate of 5.5% or the use...