Hello everyone, thank you for taking the time to read my blog. I’m going to use this blog as an opportunity to tell you about a fantastic charity, 7 Families; and, I’d like you to take some time to visit their website and read the stories...
Estate Agent Mortgage Broker Some estate agents have been reported putting pressure on people to use their mortgage service, saying they will get preferential treatment, some may make you believe that if you use their broker it would secure the sale or worse, claiming they are...
According to Moneyfacts.co.uk, there are 16 individual lenders who have upped their mortgage rates in the last few weeks, and more are expected to do so in the near future. That means that those who have gotten used to the record low mortgage rates we've...
The Prudential Regulation Authority (PRA) imposed new underwriting standards on the buy-to-let sector from the start of the year. It offered lenders a choice of using an Interest Coverage Rate (ICR), which must stress applicants’ affordability against a notional rate of 5.5% or the use...