Following the Chancellor’s mini-budget update, Stamp Duty Land Tax is due to be cut due to the Growth Plan, released today. In a statement from the government, the Stamp Duty cut will help people move, promote residential investments and boost first-time ownership. The details for the cut...
Following on from our previous post about what things to look out for on your credit file, we are now going to explain what is a hard search, why they appear on your file and more. What is a Hard Search? When a lender looks at your...
Following on from our previous post about what things to look out for on your credit file, we are now going to explain what is a soft search, why they appear on your file and more. What is a Soft Search? An initial look at certain information...
We all know what a credit report is and why it is important when it comes to applying for a mortgage, loan, or any form of credit. But what things should you be checking regularly to ensure your credit file is correct and up to date...
During the first quarter of 2022, almost £800bn of equity was available for release in UK homes. This represents an increase of £19bn in three months and is the first time that it has exceeded this milestone, according to data from the quarterly regional house...
With soaring energy bills, an increase in the cost of household groceries and goods, as well as the national insurance rise, more and more families are seeing their salaries and budgets pushed to the max. And in light of all this, UK lenders are set to...
Happy Easter! With the long bank holiday weekend nearly upon us, we wanted to share our Easter opening hours with you. We will be closing on Thursday 14th April at 5pm, reopening on Tuesday 19th April at 9am. Any emails sent to the team during this time...
We are delighted to once again be offering our support to The Henry Allen Trust this Easter. Our office will be a collection point for any Easter treats that you may be able to kindly donate to help support children, teenagers, young adults, and their families. Chocolate...
With the world reopening again and foreign holidays looking like a real reality for many households, it has never been more important for you to have the right travel insurance to make sure you are protected should you fall ill or something happens to you...
Just announced, the UK interest rates have risen to 0.5%. This increase sees the base rate rise by 0.25%, but what does it mean for you? Mortgages When the base rate rises, lenders are most likely to pass this on to borrowers which means if you are on...