According to the latest Bank of England update, many lenders are expecting the demand for mortgages to reach the highest ever levels on record within the next three months. This comes partly due to the stamp duty holiday but also as households decide how to spend...
Short term, interest-free payment plans are on the rise offering consumers an attractive option and time to pay for their goods with no extra costs. However, they also come with the potential to give a nasty shock when it comes to mortgage applications. Clearpay, Klarna, Layby and...
Lenders are changing their strategy on lending to self employed people who have taken a second grant since 14th July 2020. This grant money is designed for people that are truly struggling because of the pandemic. If you have applied for the SEISS grant you are...
A lender reversed their decline decision! Natalie Barlow, Managing Director, demonstrates the advantages of using a mortgage broker when it comes to decision principles and reasons why lenders may decline or refer you at decision in principle stage. In most cases, clients will walk away...
At Best 4U it’s important to us to give back and support worthy causes. We’ve been supporting The Henry Allen Trust for a few years now and we can only imagine the difficult times families go through when faced with childhood cancers. This year and to...
Is it possible to get 100% mortgages? The short answer is yes - they are available but with certain criteria around them and the long answer is no - if you do not have somebody that can help assist you in getting a mortgage by...
Insurance? Assurance? What do these terms mean and what is the difference? When it comes to choosing financial products from insurance companies to safeguard interests of a person or an object, many companies prefer to use the word Insurance as opposed to assurance. People, however,...
Ever wondered what the difference between insurance and assurance is? Cara Clark, our Best 4 U Insurance adviser, explains here in a short video. For all your insurance requirements, please contact cara@best4uinsurance.com and she'll be happy to help. ...
Natalie talking to Jamie Rae on The Video Lowdown...
As the purchase market picks up the demand for 90% borrowing has made lenders re-evaluate their position as demand is almost impossible to keep up with, resulting in big names like Clydesdale and Virgin pulling out of the 90% market, followed swiftly by Accord and...