Is Becoming a First-Time Buyer About Success or the Good Fortune of Being Born into the Right Family? In recent years, the journey to becoming a first-time buyer has become increasingly challenging. With soaring house prices outpacing wage growth, many aspiring homeowners find themselves relying heavily...
Securing a mortgage may be more complex than buying in a fully residential area if you want to purchase a property above or adjacent to commercial premises. That doesn’t mean that it is not possible. CAN YOU SECURE A MORTGAGE FOR A PROPERTY ADJACENT TO COMMERCIAL PREMISES? Yes,...
Do you have a Halifax mortgage? Are you struggling with or worried about money over the next 6 months to a year?Most lenders have signed up to the mortgage charter where you can apply various options to your mortgage.One of the options is to take interest...
We are sure that like many around the country, you’ve no doubt seen or heard in news broadcasts in recent days, the changes made to the Bank of England’s base rate, along with the Chancellor's mini-budget, has thrown curveballs to many with financial responsibilities such...
Following the Chancellor’s mini-budget update, Stamp Duty Land Tax is due to be cut due to the Growth Plan, released today.In a statement from the government, the Stamp Duty cut will help people move, promote residential investments and boost first-time ownership.The details for the cut...
During the first quarter of 2022, almost £800bn of equity was available for release in UK homes. This represents an increase of £19bn in three months and is the first time that it has exceeded this milestone, according to data from the quarterly regional house...
With soaring energy bills, an increase in the cost of household groceries and goods, as well as the national insurance rise, more and more families are seeing their salaries and budgets pushed to the max.And in light of all this, UK lenders are set to...
Just announced, the UK interest rates have risen to 0.5%. This increase sees the base rate rise by 0.25%, but what does it mean for you?Mortgages When the base rate rises, lenders are most likely to pass this on to borrowers which means if you are on...
2020 saw people working from home. It wasn’t always perfect, with dining tables and corners of rooms transformed into home offices, needs must. As a result, people needed more space and the housing market boomed.2021 saw people still working from home having either found a...
With Christmas around the corner, everyone is busy getting festive, stocking up on what they need, planning on parties and nights out and buying plenty of Christmas gifts for friends and loved ones.Hopefully this Christmas will be a normal one unlike last year, which is...