We see it all the time – posts on social media platforms (mostly Facebook!) asking fairly innocuous questions such as…. “What was the name of your first pet?” Seems like an innocent question to answer, and when you look at the thousands of comments, it seems many...

Following on from our previous post about what things to look out for on your credit file, we are now going to explain what is a hard search, why they appear on your file and more. What is a Hard Search? When a lender looks at your...

Following on from our previous post about what things to look out for on your credit file, we are now going to explain what is a soft search, why they appear on your file and more. What is a Soft Search? An initial look at certain information...

We all know what a credit report is and why it is important when it comes to applying for a mortgage, loan, or any form of credit.But what things should you be checking regularly to ensure your credit file is correct and up to date...