Visit us at the top of Market St. in Kettering Pop in for a cup of tea to discuss your mortgage at 2 Church Walk, Kettering, Northants NN16 ODJ
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First Time Buyers - Best4U Kettering Northamptonshire
Buying your first property, and obtaining your first mortgage, can be daunting. After all, it is one of the most important financial decisions you will ever take. We have access to a variety of specialist schemes for FTB, please contact us and we can advise on the best deal 4U.
So what should a first time buyer do? Firstly you should try to save as much deposit as possible, currently lenders will lend upto 90% of the property value, though if you put down more deposit you are likely to get better rates. Though there are specialist homebuy schemes and shared equity accomodation if you qualify - contact your local council for ones that may be in your area - with these you may only need 5% deposit.
There are other ways of getting onto the property market, i.e. with a parent as guarantor or even as a shared mortgagee ( you can have upto 4 applicants on one mortgage now), call us to discuss these option.